Athena Financial · British Columbia & Ontario
Give the people who depend on you a little more peace of mind. We help you understand your options and choose protection around your family’s needs.
15-minute introductory call · No charge · No obligation
Start with what matters to you
We handcraft customized solutions tailored to each client. Which priority would you bring to our first conversation?
Your starting point: Protect my family’s income
Understand your options
Consider debts, ongoing living expenses, education goals, and the income your family would lose. Existing savings and coverage help determine the gap.
The right choice depends on your income, family, and goals. We’ll look at your whole picture, not just one account.
We learn about your financial habits, your goals, and what matters most to you.
Start with a complimentary conversation
We implement the recommended solution we built together for your goals.
Put your recommended solution in place
We review and ensure that your plan is in alignment with your vision and goals as your work, family and priorities change.
Stay aligned with your vision and goals
Real people. Real experiences.
“HIGHLY RECOMMENDED! I've been working with Athena Financial for a few years now and the shape of my finances has never been better. Ken and his team are knowledgeable, responsive, and easy to partner with. As a beginner investor back when I started, I felt I had a lot to learn but Ken was great about breaking down concepts to make things easy to understand.”
“Ken and his team is AMAZING !! I been working with them since 2019 and it's still going . Very easy team of people to work with and very responsive to my questions . I highly recommend them !!”
“Ken always goes above and beyond to help you get your money invested the right way. Amazing experience as 5 year client.”
Before we meet
Whole Life Insurance is a permanent life insurance policy that provides guaranteed lifelong coverage, a guaranteed death benefit, and a cash value component that grows tax-deferred over time. In Ontario and British Columbia, professionals and incorporated business owners use it to protect their families, build wealth, and create a tax-efficient estate transfer strategy.
Term Life Insurance provides coverage for a fixed period and has no cash value. Whole Life Insurance is permanent, never expires, builds guaranteed cash value over time, and has level premiums that never increase. For professionals in Ontario and British Columbia with long-term wealth and estate planning goals, Whole Life Insurance offers advantages that term simply cannot match.
Whole Life Insurance is not a replacement for traditional investments, but the cash value component grows tax-deferred and can be accessed through policy loans without triggering a taxable event. For incorporated professionals in Ontario and British Columbia, it is a powerful complement to their existing investment and corporate financial strategy.
Whole Life Insurance is ideal for professionals and incorporated business owners in Ontario and British Columbia who want permanent, lifelong protection, a tax-sheltered savings component, and a guaranteed estate transfer — without the uncertainty of term renewals or future insurability concerns.
Yes. We serve professionals and business owners throughout British Columbia — including Vancouver, Richmond, Burnaby, Surrey, Kelowna, and Victoria — and across Ontario, including Toronto, Mississauga, Ottawa, Hamilton, London, and Kitchener-Waterloo. All meetings take place by phone.
Your next chapter starts here
Bring the question on your mind. Your first conversation is complimentary, with no obligation.
Complimentary 15-minute call · No obligation
“Ken and his team are knowledgeable, responsive, and easy to partner with.”