How to protect a young family when one income carries the mortgage
Sizing term life, disability, and critical illness coverage so your family can stay in their home and on track if the unexpected happens.
Insurance
Insurance
Insurance for children: what it is, what it costs, and when it makes sense
How participating whole life and critical illness policies for children work as long-term insurability and tax-advantaged asset tools.
Financial Planning
How the RESP government grant actually works in BC
Understanding the Canada Education Savings Grant (CESG), catch-up room, and the British Columbia Training and Education Savings Grant (BCTESG).
Corporate & Business Planning
What to do two years before you sell your practice or company
Purifying your corporation and qualifying for the Lifetime Capital Gains Exemption (LCGE) requires advance planning well before an offer arrives.
Tax Planning
The $50,000 passive income rule inside a Canadian corporation, in plain English
What happens when your corporation earns more than $50,000 in passive investment income, and how to structure retained earnings tax-efficiently.
Corporate & Business Planning
Salary or dividends: what each one actually costs a BC business owner
How salary, dividends, CPP, RRSP room, and corporate tax integration work together when you pay yourself from a Canadian corporation.